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Insurance and payment

Insurance and payment at Carmel Dental Associates

Questions about cost should not keep you from calling. The front desk helps you make sense of your benefits before your appointment, so you know what to expect.

How does paying for my visit work?

We are in network with Delta Dental Premier. Call with your plan name and member ID and we will walk through your coverage with you before your visit. Without insurance, you can pay by cash, card, or CareCredit.

If you have dental insurance

Carmel Dental Associates is in network with Delta Dental Premier. Call with your plan name and member ID, and the front desk will walk through your coverage with you before your visit.

Have a different plan? Call with your plan details and we will explain how it works here.

Your insurance company decides the final amount it pays. Any estimate we give you is based on what your plan tells us, so it is an estimate, not a guarantee.

If you do not have dental insurance

You can pay for your care directly by cash or card, or apply for CareCredit financing. Ask the front desk about the cost of your visit before you book.

The practice does not offer an in-house membership plan.

Ways to pay

  • Cash
  • Credit cards: Visa, Mastercard, and American Express
  • CareCredit: a health care credit card you can use to pay for treatment over time. Approval and terms are set by CareCredit. Learn about CareCredit

Questions

Insurance and payment questions.

Are you in network with Delta Dental Premier?

Yes. Carmel Dental Associates is in network with Delta Dental Premier.

I have a different plan. Can I still come here?

Call (845) 225-2224 with your plan details and we will explain how your plan works here before you book.

Is an estimate a guarantee of what I will pay?

No. An estimate is based on what your plan tells us. Your insurance company makes the final decision on what it pays.

What forms of payment do you accept?

Cash, Visa, Mastercard, American Express, and CareCredit.

Do you offer a membership plan?

No. The practice does not offer an in-house membership plan. If you do not have insurance, you can pay by cash, card, or CareCredit.

What should I have ready when I call?

Your plan name, member ID, and the name of the person who holds the plan.

Ready when you are

Ask about your coverage before you book.

Call the office Monday to Friday, 9:00 am to 5:00 pm.